Mortgage Loan Originator resume examples

Self- motivated individual with the proven ability to consistently exceed optimal results. Superior interpersonal skills achieved by creating a strong partnership within all levels of customers, management and staff. Exemplified leadership using analytical skills in mortgage, evaluation and implementation. Strong background rooted in effective communication skills and management ability. Proven ability to exceed all metrics while maintaining a pipeline that consist of FHA, VA and Conventional.

Core Competencies 

• Mortgage underwriter known for strengths in risk assessment, income/credit analysis and documentation review .
• Consistently commended for the timely and accurate completion of compliant loan packages.
• More than 10 years of professional experience in mortgage loan originating, processing and underwriting.
• Mentored, coached and trained team members on Empower, Allregs, various loan programs and 4000.1 handbook.
• Developed and shared best practices across the company to help improve company performance and growth.
• Comprehensive knowledge of mortgage lending guidelines and regulations for Conventional, FHA, VA.
• Extensive knowledge of mortgage credit and appraisal criteria for Conventional, FHA and VA. 
• Ability to communicate effectively in written and verbal communication.
• Excellent math, analytical and time management skills.

Performance Management

• Accomplished and dynamic professional, with solid and diverse experience in mortgage underwriting, recognized for consistently achieving company goals.
• Recognized for being a top performer in sales and held monthly team meetings to assist in mentoring and helping achieve company goals.
• Consistently exceeded underwriting production goals of 5 loans per day while meeting quality standards.
• Proven ability to identify and deal with client needs and translate them into crisp, compelling, creative and informative copy.
• Innovative, strategic thinker with the ability to go through a large volume of information and pick out salient points that are of interest to the mortgage lender and the borrower.
• Enthusiastic and reliable with recognized ability to achieve organizational goals while displaying effective multi-tasking and time management skills.
• Proactive and results oriented with excellent interpersonal and communication skills and experienced in working with different teams and individuals at all levels from diverse and socioeconomic backgrounds.
• Accurately and efficiently maintained a pipeline of loan file audit inventory and communicate status to management.
• Adhere to and fully complied with all policies and procedures related to internal and external rules and regulations, particular those established by state and federal law.
• Proven ability to work in a fast-paced mortgage audit operations department meeting all production based performance criteria while maintaining quality standards.

Service Experience

• Diverse and extensive knowledge of bank products and services extending throughout all facets of the industry.
• Created strong partnerships with sales and processing by demonstrating integrity with clear and concise information regarding loan decisions and recommendations.
• Demonstrates strategic thinking by identifying key issues and providing alternatives based on logical assumptions, facts and available resources.
• Consistently communicate with HUD representatives on a variety of complex scenarios to ensure FHA guidelines are met. 
• Specialized in resolving escalated concerns that required close attention to detail with superior customer service skills.
• Collaborated and customized unique, individual action plans to job aid colleagues and new hires in accomplishing sales and service goals.
• Facilitate communication with applicant on fees, loan product options, loan repayment options and other credit terms.